Michal KorejsMichal KorejsSource: NNWe often come across similar stories when investigating claims. For such cases, we recommend hospitalization or disability insurance. Apparently, the nurse’s story ended relatively well, without serious health consequences.

In life insurance, however, one must think first of all about such risks that really bring a long-term drop in income. In working age, the biggest risk is disability, and in retirement, loss of self-sufficiency.

Long-term care insurance will help people maintain their standard of living even if they can no longer take care of themselves. Its availability also speaks for it, on average it does not even cost 400 CZK per month, and it can be deducted from the tax base. More on www.nn.cz.